Posted by:
CJ Harrington
Keller Williams Realty
www.cjharrington.com
440.336.0612
First Federal of Lakewood makes it easy for your First Time Homebuyers to finance their dream home. Qualified applicants can receive their $7,500 Federal Tax Credit immediately*, which may be used for their down payment. Plus, FFL is offering a $100 gift to help with their tax return**.
*LOAN FEATURES:
The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first time homebuyers purchasing homes between 4/9/2008 and 7/1/2009.
Customers applying for a First Federal of Lakewood mortgage who are receiving a federal tax credit may also apply for an unsecured First Federal of Lakewood loan equal to the amount of their federal tax credit. Maximum loan amount will be the lesser of $7,500 or 10% of the purchase price.
Loan application fee = $25. Must have a First Federal of Lakewood checking account with an automatic deduction for this loan.
**$100 GIFT:
Customers who secure a mortgage loan from First Federal of Lakewood, qualify for the federal tax credit, and get a loan to receive the tax credit in advance will qualify for a $100.00 gift to help pay for professional tax preparation services.
Please feel free to contact me if you have additional questions.
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Please be advised that effective February 2, 2009(day after the Cardinals win the Super Bowl) OHFA will be offering a down payment assistance grant of 2.5%. This means the borrower still has to come up with 1% of the sale price to meet the minimum 3.5% down payment. This program will require completion of a home buyer education course(over the phone under an hour in length)
Please visit our website at www.cjharrington.com for FREE information.
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